The finance platform built to grow restaurant margins

One place for restaurants to manage finances, control spending, and automate back-office work.
Consolidate all cards and bank accounts alongside expense automation, cost controls, and AI built for restaurants.

Issue unlimited virtual & physical cards
Link any existing Mastercard & Visa cards
Set customized card limits & controls
Automate employee receipts & expenses
Consolidate all current bank accounts
Use Tab AI to do work & unlock insights
5%
avg. savings on
total costs1
save money
7
avg. hours saved per location monthly2
save time

Restaurant finances are chaotic. Tab makes them simple.

Over 90% of restaurant revenue is spent to cover expenses. With dozens of vendors, thousands of payments, and a scattered array of bank accounts and cards - restaurant finances are complex.

Tab provides modern financial technology to unify all finances, control spending, automate work, and much more.

Unify all financial data

Integrate all existing bank accounts and cards into a single, easy-to-use interface

Automate manual work

Automate costly office work like expense reports, reimbursements, reconciliation, and more

Control spending in real-time

Issue Tab cards to employees in 3 clicks with custom limits and controls

Enhance financial security

Enhance security with operating accounts that isolate expenses from primary banks

Track detailed spending

Track spending in real-time by employee, location, vendor, and category

Use Tab AI to grow margins

Gain leverage with Tab AI - the only AI financial analyst built for restaurants

How Tab works

Start in just 10 minutes and start seeing value the same day

1
Link existing cards & banks

Easily link your existing corporate cards and bank accounts directly with your Tab account.

Get Started
2
Issue new cards in seconds

Issue virtual or physical Tab cards to your team with custom controls and up to 1.5% cash back.

Get Started
3
Automate expenses

Your team automatically receives instant payment notifications to upload receipt and assign locations.

Get Started
4
Get a unified view of finances

Get access to one place to see all card transactions, cash balances, bank transactions, and more.

Get Started
5
Sync to accounting systems

Directly link your account with existing accounting systems to sync data in real-time.

Get Started
6
Grow profits with Tab AI

Leverage our suite of AI-powered capabilities built to discover and cut hidden costs in a restaurant.

Get Started

Built for restaurants

of all types

Tab works for restaurants of all types & sizes

Tab enables multi-unit restaurant groups to seamlessly segregate and control spending at scale. A single place for all location-level operating accounts, cards, accounting automations, and more.

Sync transactions to multiple QBO accounts
Segregate & manage 2-100s of locations in one place
Isolate cards, spending, and staff for each location
Automatically reconcile card transactions with invoices & receipts
Monitor group-wide spend in real-time

Tab works with franchise restaurant groups to both enhance corporate-level spending and enhance the franchisee experience with branded cards.

Seamlessly manage corporate-level spending across all staff
Empower franchisees with corporate cards & powerful spend control tools
Gain a new revenue stream & offer franchisees cash back
Enable franchisees to automate costly back office work

Unlock unlimited 1% cash back on all spending with Tab corporate cards, eliminate painful manual back-office work, and gain control + visibility.

Unlimited 1% cash back on all purchases using the cards
Eliminate overspending & fraud with employee cards for business spend
Streamline back-office work with accounting integrations

Enterprise restaurant groups work with Tab across a suite of products from corporate cards, back-office automation, internal money movement & treasury, and much more. Get in touch to learn more.

Issue & manage unlimited physical & virtual corporate cards
Automatically reconcile card transactions with invoices & receipts
Manage corporate, restaurant & employee level spending
Gain unprecedented control & real-time visibility over group-wide spending

We love the restaurant industry

Our team grew up in the restaurant industry, working every job from dishwasher and server to controller and owner. We've built our platform from the ground up right alongside our restaurant partners.

5%

Average monthly profit unlocked per location with Tab2

7

Hours of manual back-office work saved per employee per month1

3 Minutes

Typical human response time to customer support inquiries

questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Tab Commerce is a financial technology company providing the only corporate card purpose built for restaurants. Tab enables restaurants to easily issue unlimited virtual and physical cards, automate expenses, earn rewards, and more.

How does the Tab Corporate Card work?

Get started in minutes with no credit checks or personal liability. Tab cards work just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

How do Tab cards work across multiple locations?

Tab cards enable restaurants to completely automate the complexity of managing corporate cards across multiple locations. From card issuing and management, assigning transactions to the right locations, transaction splitting, and knowing exactly what each location owes on the statement. It's all incredibly simple with Tab.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most vendors accept cards, but some might only be available upon request. With the Tab Network, we work directly alongside our restaurant partners to enable their largest vendors to accept Tab Cards without passing on fees.

What cards are ineligible for Card Connect?

Tab does not support prepaid cards, Mastercard consumer debit cards, closed-loop cards, such as Gift Cards and Store Cards only usable at the issuer's location or in their ecosystem, government-administered prepaid cards (including EBT cards), Flexible Spending Account (FSA) and Health Savings Account (HSA) cards, Visa Buxx, Wells Fargo and SEB (Skandinaviska Enskilda Banken AB) Mastercard Cards

Can I add my team to Tab?

You can create as many users as you would like. You can have Admins who can do everything across all locations and Employees who can only see the cards that you have assigned them. Managing this is incredibly easy from within the Tab Platform.

Learn More

Learn more about Tab

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Platform Demo
Implementation Plan
Onboarding Kickoff
Learn More