The Official Corporate Card of the Texas Restaurant Association

The Texas Restaurant Association & Tab Commerce have partnered to launch the TRA Card, a modern corporate card built just for Texan restaurants.

The Card unifies the benefits of a modern corporate card, powerful spend control software, and the leading business association for the $106B Texas restaurant industry.

Read the Launch Announcement

No personal guarantees or credit checks required.

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Introducing the TRA Card

The TRA Card is the most powerful financial tool for Texas restaurants and aims to add millions to their bottom line every year.
No personal credit checks or guarantees required.

Earn
Earn Up To 1.25% Cash Back

Restaurant members of the TRA get 1.25% unlimited cash back on all purchases made on the TRA Card (25% more than non-members)

Support
Support the Foundation

Each purchase on the TRA Card supports the Texas Restaurant Foundation to help the Texas restaurant industry thrive

Save
Exclusive Perks & Rewards

TRA members using the TRA Card access vendor perks, exclusive events, collaborative marketing, and much more

questions & answers

How Does This Work?

Who is Tab Commerce?

Our team grew up in the restaurant business, now we're building financial technology products right alongside it. See our Company Page for the full story.

How does the TRA Corporate Card work?

Get started in minutes with no credit checks or personal liability. The Tab Card works just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

What does it cost?

Access to the Tab Corporate Card and basic platform capabilities is free for the first 3 locations. After 3 locations, a flat fee of $25 per month per active location is applied. No hidden fees, ever. See Pricing.

What is the Tab Platform?

The Tab Platform enables seamless spend management end-to-end. Including invoice & receipt management, approvals, supplier payments, spend analytics, and much more.

Do I need to be a member of the Texas Restaurant Association?

Only members of the Texas Restaurant Association earn up to 1.25% unlimited cash back. Non-members earn up to 1.00% cash back, meaning the TRA Card more than pays for a TRA membership.

What is the Texas Restaurant Association & Foundation?

More information about the Texas Restaurant Association can be found here and information about the Texas Restaurant Foundation here.

7%+
Avg. savings1 on
total costs
90%+
Avg. reduction1 in
manual work
WHAT IS TAB COMMERCE?

Tab Commerce enables restaurants to control spending, save time & grow profit margins.

Today, restaurants manage $100M+ of spending with the Tab Spend Control Platform & Corporate Cards.

We help ensure no dollar is misspent and no time is wasted - driving millions of dollars to the bottom line of our customers.

We're modernizing how restaurants control costs

Seamlessly track, manage & save on every dollar you spend. From food & beverage to technology, utilities & everything in between.

Corporate Cards

Issue & manage corporate cards with unlimited 1.25% cash back for all food, beverage, technology & everything else

Restaurant Cards

Easily segregate, control & monitor business spending across all locations from a single, easy-to-use platform

Employee Cards

Eliminate rogue spending, fraud & the need for manual employee reimbursements for business spend while empowering your staff

Spending Analytics

Get real-time visibility & AI-powered cost insights over all spending by date, supplier, location, employee, and more

AP Automation

Unify corporate cards, ACH payments, and vendor direct debits in a single transaction feed with enhanced capabilities

Invoice Management

Manage & analyze invoices & receipts with AI-powered processing, price tracking, reconciliation & more

Built for restaurants

of all types

Tab works for restaurants of all types & sizes

Tab enables multi-unit restaurant groups to seamlessly scale spend control. Segregate spend across all locations, automatically enforce policies to eliminate overspending, catch fraud, and streamline back-office workflows.

Segregate & manage 2-100s of locations in one place
Isolate cards, spending, and staff for each location
Automatically reconcile card transactions with invoices & receipts
Monitor group-wide spend in real-time

Tab works with franchise restaurant groups to both enhance corporate-level spending and enhance the franchisee experience with branded cards.

Seamlessly manage corporate-level spending across all staff
Empower franchisees with corporate cards & powerful spend control tools
Gain a new revenue stream & offer franchisees cash back
Enable franchisees to automate costly back office work

Unlock unlimited 1% cash back on all spending with Tab corporate cards, eliminate painful manual back-office work, and gain control + visibility.

Unlimited 1% cash back on all purchases using the cards
Eliminate overspending & fraud with employee cards for business spend
Streamline back-office work with accounting integrations

Enterprise restaurant groups work with Tab across a suite of products from corporate cards, back-office automation, internal money movement & treasury, and much more. Get in touch to learn more.

Issue & manage unlimited physical & virtual corporate cards
Automatically reconcile card transactions with invoices & receipts
Manage corporate, restaurant & employee level spending
Gain unprecedented control & real-time visibility over group-wide spending

Get started with Tab in minutes

Getting fully set up with Tab Commerce is incredibly simple

1
Onboarding call

Set up your entire restaurant group in just 30 minutes with our guided, white-glove onboarding process & training resources

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2
Invite your team

Invite anyone on your team to join your account with the right permissions & access levels. Training resources included.

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3
Scale your spending

Start using your corporate cards and getting 1% cash back with any vendor - our team helps with ramping up your use of Tab across the business

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4
Get world class support

With Tab, everyone gets 24/7/365 live support from a real-human through in-app chat, email, and phone

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We love the restaurant industry

Our team grew up in the restaurant industry, working every job from dishwasher and server to controller and owner. We've built our platform from the ground up right alongside our restaurant group partners.

$100M+

Restaurant spending managed through Tab

1,000+

Invoices processed every single week

3 Minutes

We respond to support inquiries in 3 minutes or less 24/7/365

$35,000

Average annual savings per location using Tab3

questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Our team grew up in the restaurant business, now we're building financial technology products right alongside it. See our Company Page for the full story.

How does the Tab Corporate Card work?

Get started in minutes with no credit checks or personal liability. The Tab Card works just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

What does it cost?

Access to the Tab Corporate Card and basic platform capabilities is free for the first 3 locations. After 3 locations, a flat fee of $25 per month per active location is applied. No hidden fees, ever. See Pricing.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most restaurant vendors accept cards, but some might only be available upon request.

What are Purchasing Cards?

Purchasing Cards are the same as corporate cards but can be easily assigned and segregated to a single location for all spending across food, beverage, repairs, technology, and more.

What are Manager Cards?

Manager Cards are the same as corporate cards but can be easily assigned to a single employee for any business-related expenses they incur. Each card is embedded with powerful controls and limits.

Can I add my team to Tab?

You can create as many users as you would like. You can have Admins who can do everything across all locations and Employees who can only see the cards that you have assigned them. Managing this is incredibly easy from within the Tab Platform.

How is this different from my current corporate card?

First of, you don’t need to stop using any existing cards, you can use both. Existing corporate cards are likely credit-based, lack controls like limits, have limited software, and often only provide a single card.

This means that the card is likely only used for a portion of your total spending and is at high risk for fraud. Tab provides powerful software designed so the Tab Card can be used for the bulk of yours pending, meaning you maximize control and visibility, while earning cash back.

Learn More

Learn more about Tab.

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Product Walkthrough
Answer Questions
Start Onboarding
Implementation Plan
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