The Texas Restaurant Association & Tab Commerce have partnered to launch the TRA Card, a modern corporate card built just for Texan restaurants.
The Card unifies the benefits of a modern corporate card, powerful spend control software, and the leading business association for the $106B Texas restaurant industry.
Read the Launch Announcement
No personal guarantees or credit checks required.
The TRA Card is the most powerful financial tool for Texas restaurants and aims to add millions to their bottom line every year.
No personal credit checks or guarantees required.
Restaurant members of the TRA get 1.25% unlimited cash back on all purchases made on the TRA Card (25% more than non-members)
Each purchase on the TRA Card supports the Texas Restaurant Foundation to help the Texas restaurant industry thrive
TRA members using the TRA Card access vendor perks, exclusive events, collaborative marketing, and much more
Tab Commerce is a financial technology company providing the most secure way for restaurants to spend money. Get virtual operating accounts, modern corporate cards, and more - all secured with our payment verification.
Get started in minutes with no credit checks or personal liability. The Tab Card works just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.
Tab has simple, transparent pricing plans designed to drive a 10x+ ROI to our restaurant customers. See Pricing.
The Tab Platform enables seamless spend management end-to-end. Including invoice & receipt management, approvals, supplier payments, spend analytics, and much more.
Only members of the Texas Restaurant Association earn up to 1.25% unlimited cash back. Non-members earn up to 1.00% cash back, meaning the TRA Card more than pays for a TRA membership.
Unify every expense across all locations, vendors, and payment methods into one place.
Access the tools needed to maximize profitability & grow your restaurant business.
Tab works for restaurants of all types & sizes
Tab enables multi-unit restaurant groups to seamlessly segregate and control spending at scale. A single place for all location-level operating accounts, cards, accounting automations, and more.
Tab works with franchise restaurant groups to both enhance corporate-level spending and enhance the franchisee experience with branded cards.
Unlock unlimited 1% cash back on all spending with Tab corporate cards, eliminate painful manual back-office work, and gain control + visibility.
Enterprise restaurant groups work with Tab across a suite of products from corporate cards, back-office automation, internal money movement & treasury, and much more. Get in touch to learn more.
Our team grew up in the restaurant industry, working every job from dishwasher and server to controller and owner. We've built our platform from the ground up right alongside our restaurant partners.
Average annual savings on total costs with Tab3
Typical human response time to customer support inquiries
Average annual savings on total costs with Tab1
Hours of manual back-office work saved per month per location2
Tab Commerce is a financial technology company providing the most secure way for restaurants to spend money. Get virtual operating accounts, modern corporate cards, and more - all secured with our payment verification.
Get started in minutes with no credit checks or personal liability. Tab cards work just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.
Tab cards enable restaurants to completely automate the complexity of managing corporate cards across multiple locations. From card issuing and management, assigning transactions to the right locations, transaction splitting, and knowing exactly what each location owes on the statement. It's all incredibly simple with Tab.
Anywhere that Visa is accepted (most places). Most vendors accept cards, but some might only be available upon request. With the Tab Network, we work directly alongside our restaurant partners to enable their largest vendors to accept Tab Cards without passing on fees.
Easily apply for credit limits or use cash by securely connecting each locations primary bank accounts with Tab.
You can create as many users as you would like. You can have Admins who can do everything across all locations and Employees who can only see the cards that you have assigned them. Managing this is incredibly easy from within the Tab Platform.
Virtual operating accounts are business checking accounts but used specifically for the chaos of spending and operations. Virtual operating accounts isolate this chaos away from your primary bank, increasing security, simplifying expenses, and providing access to powerful embedded products to control spending and automate back office work.
Yes, you can hold a balance in the virtual operating accounts. Funds in the account will earn 2% APY, calculated daily and paid monthly.
Yes, accounts are eligible for FDIC insurance up to $250,000.
You can easily link your primary bank accounts and set up auto-funding to maintain a minimum balance. You can also receives sales payouts from your POS or delivery apps into the accounts via our Deposit Management product.
Simply provide your virtual operating accounts routing & account number to your vendor, they'll do the rest.
With just 2-clicks, you can send a same-day ACH to any of your vendors. You can also pay with Tab corporate cards.
Keep your primary bank account, and link it right into Tab. It's good to separate the chaos of spending and operations away from where your savings and the bulk of your cash sits.
Each virtual operating account has a unique account & routing number. This information can easily be inputted into your POS, delivery apps, payroll systems, and any other revenue or expense source.
Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.