Corporate cards

Corporate cards,
built for restaurants

Issue & manage unlimited virtual or physical corporate cards with powerful controls and unlimited 1% cash back.

Set custom limits, assign to employees and locations, automate expense reports with receipts, and much more.

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No personal guarantees or credit checks required.

Issue & manage cards

Create a new virtual or physical card in seconds, and easily manage them all from a single place

Set custom limits & controls

Assign cards to an employee, location, and vendor with custom limits by week or month

Earn unlimited 1% real cash back

Automatically earn unlimited 1% real cash back on card spend

Get receipts & expense context

Easily collect receipts, notes and other transaction context from the employee

Sync with accounting software

Automatically sync payments with matched receipts and other context right into your accounting software

Eliminate fraud & rogue spending

Tab verifies payments against fraud and potential errors in real-time against all invoices & receipts

How corporate cards work

Getting fully set up with Tab corporate cards is incredibly easy

1
Create a card

Create a virtual or physical card in seconds. Assign to the right employee, location, operating account, and vendor. Set custom limits and more.

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2
Start spending

Our cards are secured, meaning you spend funds that are loaded into the corresponding operating account. Our cards can be used anywhere Visa is accepted.

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3
Automate expense reports

As soon as a payment is made, the cardholder receives an email with a link to upload the receipt, add notes, assign to a location, and submit. It takes just seconds and can instantly be seen in Tab.

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4
Sync to accounting system

The fully reconciled transaction automatically appears in your QuickBooks, NetSuite or other accounting software for your review

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Built for restaurants

of all types

Tab works for restaurants of all types & sizes

Tab enables multi-unit restaurant groups to seamlessly segregate and control spending at scale. A single place for all location-level operating accounts, cards, accounting automations, and more.

Sync transactions to multiple QBO accounts
Segregate & manage 2-100s of locations in one place
Isolate cards, spending, and staff for each location
Automatically reconcile card transactions with invoices & receipts
Monitor group-wide spend in real-time

Tab works with franchise restaurant groups to both enhance corporate-level spending and enhance the franchisee experience with branded cards.

Seamlessly manage corporate-level spending across all staff
Empower franchisees with corporate cards & powerful spend control tools
Gain a new revenue stream & offer franchisees cash back
Enable franchisees to automate costly back office work

Unlock unlimited 1% cash back on all spending with Tab corporate cards, eliminate painful manual back-office work, and gain control + visibility.

Unlimited 1% cash back on all purchases using the cards
Eliminate overspending & fraud with employee cards for business spend
Streamline back-office work with accounting integrations

Enterprise restaurant groups work with Tab across a suite of products from corporate cards, back-office automation, internal money movement & treasury, and much more. Get in touch to learn more.

Issue & manage unlimited physical & virtual corporate cards
Automatically reconcile card transactions with invoices & receipts
Manage corporate, restaurant & employee level spending
Gain unprecedented control & real-time visibility over group-wide spending
questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Tab Commerce is a financial technology company providing the most secure way for restaurants to spend money. Get virtual operating accounts, modern corporate cards, and more - all secured with our payment verification.

What are virtual operating accounts?

Virtual operating accounts are business checking accounts but used specifically for the chaos of spending and operations. Virtual operating accounts isolate this chaos away from your primary bank, increasing security, simplifying expenses, and providing access to powerful embedded products to control spending and automate back office work.

Can virtual operating accounts hold a balance?

Yes, you can hold a balance in the virtual operating accounts. Funds in the account will earn 2% APY, calculated daily and paid monthly.

Are these accounts FDIC eligible?

Yes, accounts are eligible for FDIC insurance up to $250,000.

How can I fund my virtual operating accounts?

You can easily link your primary bank accounts and set up auto-funding to maintain a minimum balance. You can also receives sales payouts from your POS or delivery apps into the accounts via our Deposit Management product.

What is revenue management?

Each virtual operating account is equipped to receive daily revenue deposits from POS and other revenue systems. Once deposited, funds automatically start earning 2% yield, can be used for expense payments via cards, direct debit, or same-day ACH, moved internally instantly and for free, and excess cash can automatically be sent to a connect ed primary bank account.

This makes it incredibly easy for restaurants to manage cash flow alongside powerful tools to optimize sales, control costs, and get real-time cash flow visibility across every location in real-time.

How can I move vendor direct debits (auto-payments) to this account?

Simply provide your virtual operating accounts routing & account number to your vendor, they'll do the rest.

How else can I pay vendors with Tab?

With just 2-clicks, you can send a same-day ACH to any of your vendors. You can also pay with Tab corporate cards.

How does the Tab Corporate Card work?

Get started in minutes with no credit checks or personal liability. The Tab Card works just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most restaurant vendors accept cards, but some might only be available upon request.

Can I add my team to Tab?

You can create as many users as you would like. You can have Admins who can do everything across all locations and Employees who can only see the cards that you have assigned them. Managing this is incredibly easy from within the Tab Platform.

What do I do with my current bank accounts?

Keep your primary bank account, and link it right into Tab. It's good to separate the chaos of spending and operations away from where your savings and the bulk of your cash sits.

How can I connect my POS & payroll systems?

Each virtual operating account has a unique account & routing number. This information can easily be inputted into your POS, delivery apps, payroll systems, and any other revenue or expense source.

What are the limits on the card?

Tab corporate cards are secured, meaning the only limit is the amount of cash you have in the operating account associated with the card. Cash must be loaded into the account before a card transaction can occur.

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Learn more about Tab

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Platform Demo
Implementation Plan
Onboarding Kickoff
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