accounting automation

Automate costly back-office work

Automatically sync all payments across cards, direct debits, and vendor payments to your accounting software alongside receipts, invoices, notes, location & other contextual data.

Cut 85% of your costly back office work with Tab.

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No personal guarantees or credit checks required.

Automate receipt capture

As soon as a transaction happens, Tab emails the employee with a link to submit receipts and other info

Automate employee expense reports

Automate expense reports & eliminate reimbursements for employees

Capture useful transaction context

Employees can easily submit receipts, notes, location, and other information with every transaction

Simplify expense reconciliation

Tab automatically matches receipts from employees or invoices from vendors to each transaction

Auto-sync with accounting system

Reconciled transactions automatically flow into the connected accounting system

Sync to multiple QBO accounts

Connect multiple QuickBooks Online accounts to streamline multi-location reconciliation

How it Works

Automating costly, manual accounting work is simple with Tab commerce

1
A vendor payment is made

One of your Tab cards is used for a payment, either by an employee using it or a vendor charging your card on file with them

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2
The cardholder is notified right away

The right person instantly gets an email notification detailing the transaction and can respond with a photo or copy of the receipt/invoice & any notes

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3
Tab matches the transaction with the receipt or invoice

Tab automatically matches the submitted receipt or we look through all vendor invoices to find & match with the vendor payment, no work required

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4
Sync to accounting system

The fully reconciled transaction automatically appears in your QuickBooks, NetSuite or other accounting software for your review

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Built for restaurants

of all types

Tab works for restaurants of all types & sizes

Tab enables multi-unit restaurant groups to seamlessly segregate and control spending at scale. A single place for all location-level operating accounts, cards, accounting automations, and more.

Sync transactions to multiple QBO accounts
Segregate & manage 2-100s of locations in one place
Isolate cards, spending, and staff for each location
Automatically reconcile card transactions with invoices & receipts
Monitor group-wide spend in real-time

Tab works with franchise restaurant groups to both enhance corporate-level spending and enhance the franchisee experience with branded cards.

Seamlessly manage corporate-level spending across all staff
Empower franchisees with corporate cards & powerful spend control tools
Gain a new revenue stream & offer franchisees cash back
Enable franchisees to automate costly back office work

Unlock unlimited 1% cash back on all spending with Tab corporate cards, eliminate painful manual back-office work, and gain control + visibility.

Unlimited 1% cash back on all purchases using the cards
Eliminate overspending & fraud with employee cards for business spend
Streamline back-office work with accounting integrations

Enterprise restaurant groups work with Tab across a suite of products from corporate cards, back-office automation, internal money movement & treasury, and much more. Get in touch to learn more.

Issue & manage unlimited physical & virtual corporate cards
Automatically reconcile card transactions with invoices & receipts
Manage corporate, restaurant & employee level spending
Gain unprecedented control & real-time visibility over group-wide spending
questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Tab Commerce is a financial technology company providing the most secure way for restaurants to spend money. Get virtual operating accounts, modern corporate cards, and more - all secured with our payment verification.

What are virtual operating accounts?

Virtual operating accounts are business checking accounts but used specifically for the chaos of spending and operations. Virtual operating accounts isolate this chaos away from your primary bank, increasing security, simplifying expenses, and providing access to powerful embedded products to control spending and automate back office work.

Can virtual operating accounts hold a balance?

Yes, you can hold a balance in the virtual operating accounts. Funds in the account will earn 2% APY, calculated daily and paid monthly.

Are these accounts FDIC eligible?

Yes, accounts are eligible for FDIC insurance up to $250,000.

How can I fund my virtual operating accounts?

You can easily link your primary bank accounts and set up auto-funding to maintain a minimum balance. You can also receives sales payouts from your POS or delivery apps into the accounts via our Deposit Management product.

What is revenue management?

Each virtual operating account is equipped to receive daily revenue deposits from POS and other revenue systems. Once deposited, funds automatically start earning 2% yield, can be used for expense payments via cards, direct debit, or same-day ACH, moved internally instantly and for free, and excess cash can automatically be sent to a connect ed primary bank account.

This makes it incredibly easy for restaurants to manage cash flow alongside powerful tools to optimize sales, control costs, and get real-time cash flow visibility across every location in real-time.

How can I move vendor direct debits (auto-payments) to this account?

Simply provide your virtual operating accounts routing & account number to your vendor, they'll do the rest.

How else can I pay vendors with Tab?

With just 2-clicks, you can send a same-day ACH to any of your vendors. You can also pay with Tab corporate cards.

How does the Tab Corporate Card work?

Get started in minutes with no credit checks or personal liability. The Tab Card works just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most restaurant vendors accept cards, but some might only be available upon request.

Can I add my team to Tab?

You can create as many users as you would like. You can have Admins who can do everything across all locations and Employees who can only see the cards that you have assigned them. Managing this is incredibly easy from within the Tab Platform.

What do I do with my current bank accounts?

Keep your primary bank account, and link it right into Tab. It's good to separate the chaos of spending and operations away from where your savings and the bulk of your cash sits.

How can I connect my POS & payroll systems?

Each virtual operating account has a unique account & routing number. This information can easily be inputted into your POS, delivery apps, payroll systems, and any other revenue or expense source.

What are the limits on the card?

Tab corporate cards are secured, meaning the only limit is the amount of cash you have in the operating account associated with the card. Cash must be loaded into the account before a card transaction can occur.

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Learn more about Tab

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Platform Demo
Implementation Plan
Onboarding Kickoff
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