buy now, pay later for restaurants

Invest in growth without hurting your cash flows

Access flexible, cost-effective capital for large purchases like repairs, maintenance, equipment & supplies.

Pay for large purchases up to $50,000 on the card, and repay in equal installments over 3-6 months at 1% per month.

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No personal guarantees or credit checks required.

Quick approval

Get approved for up to $50,000 in minutes

Cost effective

Rates as low as 1% per month with no hidden fees

Easy repayment

Automatically repay in weekly installments

How Buy Now, Pay Later Works

Restaurants using Tab automatically qualify for access to Buy Now, Pay Later

1
Submit an invoice or PO

Upload an invoice to the Tab Platform and get an approval response with details on cost and terms the same business day

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2
Get your one-time-use card

Once approved, Tab loads the amount onto a one-time-use purchase card to make the payment

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3
Automatically make equal payments in set timelines

Securely connect your bank account to automate equal repayments over the term

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4
Re-use credit limits

As you make repayments, credit becomes available again for additional equipment purchases as needed

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Built for restaurants

of all types

Tab works for restaurants of all types & sizes

Tab enables multi-unit restaurant groups to seamlessly segregate and control spending at scale. A single place for all location-level operating accounts, cards, accounting automations, and more.

Sync transactions to multiple QBO accounts
Segregate & manage 2-100s of locations in one place
Isolate cards, spending, and staff for each location
Automatically reconcile card transactions with invoices & receipts
Monitor group-wide spend in real-time

Tab works with franchise restaurant groups to both enhance corporate-level spending and enhance the franchisee experience with branded cards.

Seamlessly manage corporate-level spending across all staff
Empower franchisees with corporate cards & powerful spend control tools
Gain a new revenue stream & offer franchisees cash back
Enable franchisees to automate costly back office work

Unlock unlimited 1% cash back on all spending with Tab corporate cards, eliminate painful manual back-office work, and gain control + visibility.

Unlimited 1% cash back on all purchases using the cards
Eliminate overspending & fraud with employee cards for business spend
Streamline back-office work with accounting integrations

Enterprise restaurant groups work with Tab across a suite of products from corporate cards, back-office automation, internal money movement & treasury, and much more. Get in touch to learn more.

Issue & manage unlimited physical & virtual corporate cards
Automatically reconcile card transactions with invoices & receipts
Manage corporate, restaurant & employee level spending
Gain unprecedented control & real-time visibility over group-wide spending
questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Tab Commerce is a financial technology company providing the only corporate card purpose built for restaurants. Tab enables restaurants to easily issue unlimited virtual and physical cards, automate expenses, earn rewards, and more.

How does the Tab Corporate Card work?

Get started in minutes with no credit checks or personal liability. Tab cards work just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

How do Tab cards work across multiple locations?

Tab cards enable restaurants to completely automate the complexity of managing corporate cards across multiple locations. From card issuing and management, assigning transactions to the right locations, transaction splitting, and knowing exactly what each location owes on the statement. It's all incredibly simple with Tab.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most vendors accept cards, but some might only be available upon request. With the Tab Network, we work directly alongside our restaurant partners to enable their largest vendors to accept Tab Cards without passing on fees.

What are the limits on the card?

Easily apply for credit limits or use cash by securely connecting each locations primary bank accounts with Tab.

Can I add my team to Tab?

You can create as many users as you would like. You can have Admins who can do everything across all locations and Employees who can only see the cards that you have assigned them. Managing this is incredibly easy from within the Tab Platform.

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Learn more about Tab

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Platform Demo
Implementation Plan
Onboarding Kickoff
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