Tab Flex

Easily pay any vendor by credit card

Tab enables restaurants to pay any invoice by credit card, even when the vendor doesn't accept card. Optimize cash flow, maximize rewards, and take advantage of vendor early pay discounts.

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No personal guarantees or credit checks required.

Use any card

Use your current corporate credit card (3% fee) or use your Tab cards for as low as a 1% fee

Pay any vendor

Pay any vendor with Tab Flex - simply upload the invoice, select your card, and we do the rest

Set up recurring payments

Easily setup a vendor for automatic, recurring payments by card and access lower rates

Optimize cash flow

Unlock cash from your supply chain by extending vendor payment terms by up to 45 days

Get vendor early pay discounts

Most vendors offer 2-3% discounts for early payment, far exceeding the net cost of Tab Flex

Earn cash rewards

Earn cash back rewards on purchases to offset the cost of Tab Flex

Simplify accounts payable

Tab Flex simplifies accounts payable work and provides full real-time spend visibility

Improve vendor relationships

Vendors prefer to get paid early and with ACH, Tab Flex enables this without the tradeoffs

Reduce costs

Not taking advantage of 2-3% vendor early pay discounts is a huge opportunity cost of capital

Built for restaurants

of all types

Tab works for restaurants of all types & sizes

Tab enables multi-unit restaurant groups to seamlessly segregate and control spending at scale. A single place for all location-level operating accounts, cards, accounting automations, and more.

Sync transactions to multiple QBO accounts
Segregate & manage 2-100s of locations in one place
Isolate cards, spending, and staff for each location
Automatically reconcile card transactions with invoices & receipts
Monitor group-wide spend in real-time

Tab works with franchise restaurant groups to both enhance corporate-level spending and enhance the franchisee experience with branded cards.

Seamlessly manage corporate-level spending across all staff
Empower franchisees with corporate cards & powerful spend control tools
Gain a new revenue stream & offer franchisees cash back
Enable franchisees to automate costly back office work

Unlock unlimited 1% cash back on all spending with Tab corporate cards, eliminate painful manual back-office work, and gain control + visibility.

Unlimited 1% cash back on all purchases using the cards
Eliminate overspending & fraud with employee cards for business spend
Streamline back-office work with accounting integrations

Enterprise restaurant groups work with Tab across a suite of products from corporate cards, back-office automation, internal money movement & treasury, and much more. Get in touch to learn more.

Issue & manage unlimited physical & virtual corporate cards
Automatically reconcile card transactions with invoices & receipts
Manage corporate, restaurant & employee level spending
Gain unprecedented control & real-time visibility over group-wide spending

We love the restaurant industry

Our team grew up in the restaurant industry, working every job from dishwasher and server to controller and owner. We've built our platform from the ground up right alongside our restaurant partners.

$2,500

Average monthly profit unlocked per location with Tab2

5

Hours of manual back-office work saved per employee per month1

3 Minutes

Typical human response time to customer support inquiries

questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Tab Commerce is a financial technology company providing the only corporate card purpose built for restaurants. Tab enables restaurants to easily issue unlimited virtual and physical cards, automate expenses, earn rewards, and more.

How does the Tab Corporate Card work?

Get started in minutes with no credit checks or personal liability. Tab cards work just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

How do Tab cards work across multiple locations?

Tab cards enable restaurants to completely automate the complexity of managing corporate cards across multiple locations. From card issuing and management, assigning transactions to the right locations, transaction splitting, and knowing exactly what each location owes on the statement. It's all incredibly simple with Tab.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most vendors accept cards, but some might only be available upon request. With the Tab Network, we work directly alongside our restaurant partners to enable their largest vendors to accept Tab Cards without passing on fees.

What are the limits on the card?

Easily apply for credit limits or use cash by securely connecting each locations primary bank accounts with Tab.

Can I add my team to Tab?

You can create as many users as you would like. You can have Admins who can do everything across all locations and Employees who can only see the cards that you have assigned them. Managing this is incredibly easy from within the Tab Platform.

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Learn more about Tab

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Platform Demo
Implementation Plan
Onboarding Kickoff
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