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Best Corporate Card for Restaurants | Tab

Tab is a restaurant corporate card that collects receipts, organizes spend by location and LLC, and syncs clean data to QuickBooks Online.

July 30, 2026
Corporate Card for Restaurants dark thumbnail
Corporate card for restaurants

The Corporate
Card Built for
Restaurants

Issue cards, collect receipts, and send clean spend data to the right location's books. Tab keeps the full restaurant workflow together, with a free Base plan and humans who help you set it up.

See how Tab would fit your locations, cardholders, and accounting workflow in a 30-minute call.
Free Base plan No credit check Live human support

Trusted by restaurant teams at

Chip City Little Caesars Wendy's KFC Wingstop Denny's
1,000+restaurants run on Tab
90 secaverage receipt submission time by text
“We looked at other expense systems but it just didn't compare to the technology that Tab has.”
Teresa, Accounting Specialist, Rock Strategic (75+ units)
The way it works now

The problem is not your card. It is how you run spend today.

Nobody changes cards for fun. What costs you is the setup you already run, and the week it eats every month.

How it goes today

  • Your personal card floats what the whole team buys.
  • Receipt photos die in a group chat.
  • Month end turns into a round of "who bought this?" texts.
  • The books stay open while everyone waits on paper.

How it goes on Tab

  • Everyone who buys gets a card with its own limit.
  • The receipt request goes out on the swipe, not at month end.
  • The purchase already knows the person, the store, and the entity.
  • Clean data lands in QuickBooks Online and the books close.
After the swipe

The card is the easy part. What happens after the swipe pulls your people off the floor.

Any card can set a limit. Restaurants still need to know who spent, where it belongs, where the receipt is, and which books get the charge. There is no time savings in a restaurant, only where that time goes.

What a plain business card leaves behind

One statement can create weeks of follow-up for a multi-location finance team.

  • Who made the purchase?A shared card or personal reimbursement starts a search for the right employee.
  • Which location owns the spend?A company-wide statement does not tell finance which store should carry the charge.
  • Where is the receipt?By month-end, the paper is gone and the cardholder barely remembers the purchase.
  • Which books should it hit?Your accountant still has to code the charge and clean up the missing context.
How Tab is different

Tab keeps the context attached from the start.

The employee swipes. Tab texts and emails for the receipt. The purchase stays tied to the right person, location, and entity before it reaches your books.

  • Person recorded
  • Location assigned
  • Receipt requested
Control Every Card and Location
Map every card to the person, location, and job. Walk through your current cardholders and controls with the Tab team.
Control Every Card and Location
Tab card controls: a Create Card panel with virtual or physical options, a spending limit interval set from daily to yearly, a black Tab Visa card, and a transaction notification asking for the invoice
Cards for the whole team

Everyone who buys gets a card, without the shared-card mess.

It is not just your GMs. Directors of operations, maintenance leads, controllers, office staff, and corporate spenders all buy for the restaurant. Each one gets a card with its own limit.

  • Unlimited virtual and physical cards. Issue the cards your team needs without a per-card fee.
  • Controls by person and location. Set the right budget for the employee, store, and job.
  • Works anywhere Visa is taken. Add cards to Apple Wallet. Big fixed bills like rent and sales tax can run on the card too.
  • Cash back on spend you already have. Base earns a flat 1% on every swipe, unlimited. Money back, with no line on your P&L.
  • Clear ownership for every purchase. Finance can see who spent and where the charge belongs without asking the whole team.
See what your team stops doing at month end. Bring your current process. Tab will show you which follow-up goes away and where that time goes back.
Stop Chasing Receipts
A Tab transaction detail prompting Upload a receipt to bind to this transaction, with an Assign Location button, showing the card name, last four digits, amount, and merchant
Receipt collection

Nobody hands in receipts. So Tab asks for them on the spot.

Your team is terrible at handing in receipts. Every team is. So Tab texts them the second the card is swiped: tap, photo, done.

  • The ask goes out on the swipe. Text and email, while the person is still standing at the counter.
  • 90 seconds is the average. That is how fast receipts come back after the text prompt goes out.
  • Cleaner details improve accuracy. Tab reports 85%+ higher accuracy on accounting work.
  • QuickBooks Online gets clean data. The full integration is included in Base, with customizable CSV exports for other ledgers.

A card alone moves money. Tab handles the work around the purchase so the books are easier to close.

A Tab Visa card connected to QuickBooks Online

A full QuickBooks Online integration. Coded spend flows into QuickBooks Online, while customizable CSV exports support other ledgers.

Built for restaurant groups

One card program for every location, LLC, and bank account.

A five-location restaurant group may have five LLCs and five bank accounts. Tab keeps the spend connected to the part of the business that owns it.

Locations

Oneprogram
Manage cards and spend across every store without combining everything into one unclear statement.

Business entities

EachLLC
Keep purchases tied to the right entity instead of sorting ownership after the month ends.

Repayment

Rightaccount
Repay spend from the location's corresponding bank account and reduce money transfers and month-end cleanup.

Without the right structure: finance pays one bill, moves money between locations, and balances the difference later. Tab keeps that work closer to the original purchase.

See how Tab would map to your restaurant group.

Bring your locations, LLCs, and bank account setup. The Tab team will show you how cards, receipts, repayment, and accounting can fit together.

Close Your Books Faster
Human support

The support is part of the product.

Restaurant teams should not have to build a card program alone. Tab helps set up cards, budgets, locations, receipt workflows, and accounting handoffs, then stays available through live chat and email.

Get Restaurant Spend Under Control
Realpeople
Support comes from humans based in the US and Canada who understand how restaurant teams work.
Proof

Restaurant teams use Tab at real scale

85%+higher accuracy on accounting work
75+units at Rock Strategic
"We looked at other expense systems but it just didn't compare to the technology that Tab has."
Teresa, Accounting Specialist, Rock Strategic (75+ units)

The software is only useful if the team can run it.

Tab helps restaurant teams set up cards, budgets, locations, receipt workflows, and accounting handoffs, then stays available through live chat and email.

Get Restaurant Spend Under Control

Live chat and email support come from real humans based in the US and Canada.

Side by side

Which type of corporate card fits your restaurant?

Bank cards, general expense platforms, and Tab solve different jobs. Compare them by what your team needs after the card is used.

What matters
Tab
Bank cards
General expense platforms
Best fit
Restaurant teams managing locations, receipts, and accounting
Teams focused on rewards, travel, or an existing bank relationship
Broader finance and technology teams
Locations and LLCs
Ties cards and spend to the right location and entity
Usually starts from the card account and statement
Location and entity workflows vary by platform
Receipt follow-up
Texts and emails the cardholder after the swipe
Receipt tools and follow-up vary by issuer
App and follow-up workflow vary by platform
Accounting handoff
Full integration included in Base
Statement feeds and connections vary by issuer
Integrations and export depth vary by platform
Setup and support
Live chat and email from real humans in the US and Canada
Support model depends on the issuer
Support model depends on the provider and plan
Starting offer
Free Base plan, no annual card fee, and no credit check
Fees, rewards, and application terms vary
Free and paid plans vary by platform

Bank cards include products from issuers such as Chase, American Express, and Capital One. General expense platforms include providers such as Ramp and Brex. Terms and features vary by provider.

Is Tab a fit?

Choose the card around the job your restaurant needs done

Tab is strongest when the problem is not the swipe itself. It is the work of keeping people, receipts, locations, accounts, and books organized.

Tab is a strong fit when you...

  • Run multiple locations, LLCs, or bank accounts
  • Need receipts collected before month-end
  • Use QuickBooks Online or need cleaner accounting exports
  • Want human help building better card and spending practices

Another card may fit better when you...

  • Only want travel perks or rewards from your current bank
  • Do not need receipt, location, or accounting workflows
  • Run a technology company with a broad finance stack
  • Prefer to keep every purchase on one simple company card
What happens next

From fit call to a working card program

You do not have to map the program alone. Tab works through the restaurant structure with you.

1

Review your setup

Walk through your locations, LLCs, bank accounts, cardholders, and accounting system.

2

Build the workflow

Map cards, limits, receipt prompts, repayment, and accounting handoff to the way your team works.

3

Launch with support

Most teams can be set up in about one week, with real humans available through live chat and email.

Get Restaurant Spend Under Control

Choose a time for a 30-minute fit call with the Tab team.

Questions and answers

Questions restaurant owners ask most

Tab is built around restaurant operations. It connects card controls, receipt collection, locations, business entities, bank accounts, and QuickBooks Online in one workflow. Restaurant teams also get live chat and email support from real people in the US and Canada.

Yes. The Base plan is free and includes unlimited virtual and physical cards, expense and receipt automation, a full QuickBooks Online integration, and live human support. There is no annual card fee. Base also earns a flat 1% cash back on every swipe with no cap, and up to 1.5% is the ceiling. It is money the spend was already going to earn, and it does not show up as a line on your P&L.

Tab can organize cards and spend around the restaurant group's locations, business entities, and bank accounts. Each purchase stays tied to the right part of the business, which reduces the manual work of sorting one shared statement at month-end.

The second a card is swiped, Tab texts and emails the cardholder for the receipt. They tap the prompt, take a photo, and add any context. The average text receipt submission time is 90 seconds.

Yes. A full QuickBooks Online integration is included in the Base plan. Tab also offers customizable CSV exports for other accounting ledgers.

Restaurant groups can issue cards to everyone who actually buys for the business, including directors of operations, maintenance leads, controllers, office staff, and corporate spenders. Each card can have its own controls, and big fixed bills like rent and sales tax can run on the card too.

No. Applying for a Tab Card does not require a credit check.

A restaurant card program your finance team can actually run.

Set up cards around your people, locations, LLCs, accounts, receipts, and books, with real humans ready to help.

Free Base plan No credit check 1,000+ restaurants
Learn More

Learn more about Tab

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Platform Demo
Implementation Plan
Onboarding Kickoff
Learn More
questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Tab Commerce is a financial technology company providing the only finance platform built for restaurants. Learn more about us here.

How long does it take to get started?

We're from the restaurant industry and know time is a constrained resource. We've built our onboarding process to get you fully up and running in 10 minutes or less.

How do Tab corporate cards work?

Tab cards work just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

Can Tab Cards be added to Apple Wallet?

Yes, simply add the Tab Card into your Apple Wallet like you would any other card.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most core vendors accept cards, but some might only be available upon request - we can help you with that.

Can I add my team to Tab?

You can create as many users as you would like with a simple onboarding process and customized roles.

Can I add multiple entities to Tab?

You can create as many entities as you need, and manage them all from a single login.

What are flexible payment terms?

The Tab Card gives restaurants more control and flexibility over their cash flow. Extended payment terms allows restaurants to extend eligible re-payments on their Tab Card by 30 days, providing up to 60 day terms. This is for eligible, pre-approved customers only. Inquire to see eligibility.

Do you offer support?

We provide near-instant support from real humans based in the US and Canada. Support can be accessed via live chat in the platform or by emailing support@tabcommerce.com.

How can I get started?

Click the 'Get Started' button in the top right of this page. You'll receive an email to create your account and book a time to finish onboarding with your dedicated account rep.